You can make a reservation without using your credit card by choosing the Offline Deposit Bank account as a way of payment.

https://zinoviapartments.book-onlinenow.net/

When the reservation is complete you will receive an automated email 

Then you must follow the instructions below :

Quick Pay via VivaWallet

Payment in 3 installments*

*For Reservations of 300€ & up.

Note: The installments are valid ONLY if your credit card supports it.